top of page



We architect innovative custom home loan solutions and strategy that allow you to optimize your wealth while relieving your stress throughout your years of home ownership.

We listen to your family’s needs and dreams. We advise your family as if you were a part of our own. We are committed to seeing your dreams to reality.

Icons for Home Page-05.png


Lock in your rate with a new purchase loan.


Getting a mortgage is about more than just rates; it’s about developing
a plan for one of the biggest investments that you will make in your life. We work to match your unique credit, income and asset qualifications to the best program available to you.

Icons for Home Page-04.png


Save on monthly payments through a refinance.


When refinancing, it is important to understand what your unique goals are so that we can customize a loan program for you. Whether we are lowering your interest rate or putting you in a different type of loan, we
will assess your needs to determine the right fit to get more money
in your pocket.

Icons for Home Page-06.png


Options for changing rates.

We are on the forefront of delivering the widest array of purchase money home loans; and as a direct lender of FHA, VA, USDA, Conventional, and Jumbo loans, we can prepare a loan pre-qualification that will position you to buy the home of your dreams.

Take the Next Step

The industry is constantly changing, and whether you’re a seasoned professional or new in your career, the goal is still the same—growing your business. Good news! Our goal is to support you in doing just that.

We’re the lender that
moves you forward

At Cardinal Financial, we keep you moving—with tools, training, technology, and the control to run your business. So why not join a team that helps you succeed today and equips you for tomorrow?

While the rest of the mortgage industry is interested in short-term gains, we’re investing in technology and training our staff—always having one hand in the future.

AdobeStock_287244511 (1).jpeg

What Loan Program is Right for Me?

Grasping the mortgage process is one of the toughest and most stressful parts of buying a home, but you don’t have to be a master. There are various loan options to choose from, so keeping yourself informed and knowing the basics will get you steps closer to owning your dream home.

Already Have One In Mind?


Who We Are

Cardinal Financial is a fast-paced, progressive,
and professional organization that focuses on designing solutions for our borrowers, partners,
and employees. We are genuine, hard-working people who have the audacity to continuously raise the bar and intentionally iterate beyond what is considered “enough.”

We never settle. We never stop. We’re always moving forward.

We’re focused on providing the best experience

possible. How do we do that? It takes all of us to believe that moving forward together is how we achieve everything. Working together, collaborating, communicating, and respecting one another is how we become better for each other, our customers, and our partners. Remember—you are the experience.

Meet Octane

Cardinal Financial is powered by Octane, our loan origination platform. Octane moves our borrowers through the mortgage process with speed and efficiency. And for our business operators, it’s the most powerful loan officer assistant out there.

The engine that powers our business.

And soon, hopefully yours too

Whether we’re hiring the best engineers or using employee feedback to drive improvements and weekly updates, Octane is living proof of Cardinal’s “never settle” mentality. We’re not okay with just being good enough today; we have to move forward for tomorrow.


How do I join Cardinal Financial?

When you work at Cardinal Financial, we want you to find comfort in the fact that your company has your back, because no matter where you are or how much money
you make, knowing that your employer truly cares about
you is priceless.

How can I get started?

Follow us on social media

  • Instagram
  • Yelp
  • Facebook
  • Twitter
bottom of page